Friday, November 16, 2012
A Friendly Message to President Barak Obama with World Democratic Concern !
Your Excellency President Obama,
It is timely to conduct a through post-mortem on to the spirit & the practicality of DEMOCRACY across the contemporary world and let people of all levels realize the real status quo while dismissing the chance of opportunists through their misuses & abuses.
It may thus, be suggested here that, a "World Prime Forum on the Reality of Democracy & the Way Forward towards Peace and Progress for the Global Humanity" shall be organized.
This forum shall be the 1st step followed by the acceptable strategic action plan with fullest legitimate professionalism.
The total strategy shall aim at achieving the true spirit of democracy for all humanity by no issue of one's religion, status, gender, nationality, color or race.
Thus, let the world be free from oppression & suppression while enjoying with legitimate rights, peace & harmony within the holistic universal spirit of brotherhood, solidarity with mutual cooperation, utmost care & concern among all mankind.
Thursday, November 15, 2012
My Financial & Corporate Views in Global Media
Financial, Investment, Corporate & Industrial Views in Global Media Prof. Dr. Mohd. Ma'sum Billah
Wednesday, November 14, 2012
My Corporate / Professional Lecture Series
CORPORATE / PROFESSIONAL LECTURE SERIES
By:
Prof. Dr. Mohd. Ma'sum Billah:
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APPLIED ISLAMIC, MODERN & COMPARATIVE SUBJECTS OF:
Finance, Banking, Capital Market, Money, Bond, e-Commerce, Insurance, Takaful, Shares, Investment, Public finance, Financial reform, Government financial & investment strategies and Policies, Privatization, Industrialization, BOT, Investment cooperation, Wealth & Asset management, Business, Petroleum trade & finance, Barter trade, International trade, Company, Cyber law, Entrepreneurship, Cooperative Micro-finance, Contract & other applied corporate / professional / industrial subjects.
My Books
PUBLISHED BOOKS
Prof. Dr. Mohd. Ma'sum Billah
Finance, Banking, Money, e-Commerce, Insurance, Takaful, Shares, Investment, Wealth, Business & other applied corporate subjects:
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Saturday, November 10, 2012
DEMOCRACY?
DEMOCRACY?
it is neither a mere........
1. Socio-economic freedom, or
2. Socio-cultural freedom, or
3. Socio-political freedom, nor
4. Socio-theological freedom.
But, a FREEDOM in TOTALITY within the legal & acceptable ethical limits, is the TRUE DEMOCRACY with holistic spirit of universal value, which is desired by all humanity regardless of one's religion, race, colour, gender, status or nationality.
Thus, an appreciation of true spirit of Democracy may be the way out of today's Global crises while ascertaining a world peace & harmony in reality.
'TRUE DEMOCRACY with
holistic spirit of universal value' in fact refers to the "DIVINE SPIRIT
OF DEMOCRACY" (ref. Surah al- Nisa': 59 of the Holy Qur'an).it is neither a mere........
1. Socio-economic freedom, or
2. Socio-cultural freedom, or
3. Socio-political freedom, nor
4. Socio-theological freedom.
But, a FREEDOM in TOTALITY within the legal & acceptable ethical limits, is the TRUE DEMOCRACY with holistic spirit of universal value, which is desired by all humanity regardless of one's religion, race, colour, gender, status or nationality.
Thus, an appreciation of true spirit of Democracy may be the way out of today's Global crises while ascertaining a world peace & harmony in reality.
Monday, October 22, 2012
Cooperative Micro-finance: An Eco-peace for World Humanity
The world of today had been suffering un-repairable damages due
to debt-based economy with risk transferring techniques, which give one an
opportunity to gain at the expense of others by diminishing the spirit of
eco-democracy thus, fails to guarantee an eco-peace in today’s world of
humanity. Such a debt-based mechanism enriches the riches with opportunities
while closing the door of poor by depriving them from enjoying with true
eco-democracy.
To rescue the world humanity from an unjust treatment through debt-based economy CMF a debt-free asset based mechanism with risk sharing technique is timely, which may be among the right alternative moves to day to facilitate a sustainable “Debt-free 3rd World Development with true democracy to peace for all” with result oriented achievement by creating an enterprising and entrepreneur based Nation aiming to have the chance to be self-reliant, matured, esteemed and proud leading to eco-Peace, Progressive and Prosperous in the Contemporary World of advanced socio-economic reality.
The mechanism of operation of CMF shall be adapted based on the micro-democratic arrangement with holistic spirit of mutual cooperation, brotherhood and solidarity in view of targeting socio-economic prosperity and peace among all humanity with no issue of one’s religion, race, status, gender or nationality.
To rescue the world humanity from an unjust treatment through debt-based economy CMF a debt-free asset based mechanism with risk sharing technique is timely, which may be among the right alternative moves to day to facilitate a sustainable “Debt-free 3rd World Development with true democracy to peace for all” with result oriented achievement by creating an enterprising and entrepreneur based Nation aiming to have the chance to be self-reliant, matured, esteemed and proud leading to eco-Peace, Progressive and Prosperous in the Contemporary World of advanced socio-economic reality.
The mechanism of operation of CMF shall be adapted based on the micro-democratic arrangement with holistic spirit of mutual cooperation, brotherhood and solidarity in view of targeting socio-economic prosperity and peace among all humanity with no issue of one’s religion, race, status, gender or nationality.
Universal Understanding of Modern Finance with Shari'ah Financial System
The modern financial system had been serving both Muslim and non-Muslim with common benefits. Though some aspects of the Modern financial system are contrary to the principles and spirit of Shari’ah, but several technicalities of it are indeed in harmony with the Shari’ah standard. Because of some issues of modern system contradict the spirit of Shari’ah it may be unfair to generalise the Modern financial system as un-Islamic.
Shari’ah standard of financial system is purely based on the Divine rulings, which do not in reality reject the practicality of some issues or procedures of Modern financial system, so long one is in harmony with the spirit and principles of Divine standard.
Islamic financial system in the contemporary practicality is an able alternative parallel solution provider for global industrial needs acceptable to both Muslim and non-Muslim environments whilst modern financial system stands on its own platform with its standard and services.
Despite this dual system is greatly appreciated and acceptable in the global environment respectively, but leaves some questions and confusions haunting in the mind of generals on the issues justifiably are proven to be non-contradicted. To reduce such queries while creating friendlier movement in the financial industry a 3rd position may additionally be suggested and that is, “Harmonized System”.
The harmonizing of modern financial system to Shari’ah standard can only be recognized on those issues or aspects, which are justifiably proven not contrary to the Divine spirit and the Shari’ah principles per se. Thus, the burden of proof shall be on the modern financial system to ensure its subject matter is in total compliance with the Shari’ah standard. While the Shari’ah justification of such harmonization is on the basis of the principles of Masaleh al-Mursalah (public interest) so long the fact in issue is not contrary to the Divine spirit and standard.
Shari’ah standard of financial system is purely based on the Divine rulings, which do not in reality reject the practicality of some issues or procedures of Modern financial system, so long one is in harmony with the spirit and principles of Divine standard.
Islamic financial system in the contemporary practicality is an able alternative parallel solution provider for global industrial needs acceptable to both Muslim and non-Muslim environments whilst modern financial system stands on its own platform with its standard and services.
Despite this dual system is greatly appreciated and acceptable in the global environment respectively, but leaves some questions and confusions haunting in the mind of generals on the issues justifiably are proven to be non-contradicted. To reduce such queries while creating friendlier movement in the financial industry a 3rd position may additionally be suggested and that is, “Harmonized System”.
The harmonizing of modern financial system to Shari’ah standard can only be recognized on those issues or aspects, which are justifiably proven not contrary to the Divine spirit and the Shari’ah principles per se. Thus, the burden of proof shall be on the modern financial system to ensure its subject matter is in total compliance with the Shari’ah standard. While the Shari’ah justification of such harmonization is on the basis of the principles of Masaleh al-Mursalah (public interest) so long the fact in issue is not contrary to the Divine spirit and standard.
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